Books by Sheila Atienza

ISBN Complete: 978-0-9811475-4-3
Title: Canadian Home Financing Simplified: How to Qualify as a Real Estate Buyer
Publication Date: Forthcoming
Language: English
Book Description:
If you are contemplating of purchasing a home in Canada and would like to learn what it takes to qualify for financing, this book, "Canadian Home Financing Simplified, How to Qualify as a Real Estate Buyer", will serve as your guide to understand how banks and lenders qualify and approve applications for a home purchase mortgage.

Mortgage concepts discussed profoundly, such as different types of mortgages, term, amortization, payments, interest rates, mortgage default insurance, down payment, pre-approval, documentation, along with other important factors that make up a successful mortgage application.

A good credit helps one qualify for a loan. The book also presents a comprehensive overview on credit.

"...this book will be your companion as you start out your quest to getting approved and finding a home you've been thinking of owning!"

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ISBN Complete: 978-0-9811475-1-2
Title: How to Prepare to OWN A HOME in Canada, Recession-proof Lifestyle for Immigrants and First-time Buyers
Publication Date: 3/1/2009
Language: English
Book Description:
“A Great Read for NEWCOMERS in Canada!” The book presents an overview of what awaits newcomers, how they should essentially look at their PERSONAL FINANCE, ESTABLISH CREDIT and handle resources; and understand various aspects of MORTGAGES. Do you aspire to become a FIRST-TIME BUYER and want to know when is a good time to buy a home you’ve been dreaming of?

Are you TIRED OF RENTING? Have you applied for a mortgage? Have you been going through one lender to another, to no avail? Did you know how lenders look at you, “RISKY BORROWER” or “QUALIFIED BORROWER”?

Finally, here’s a book written for FUTURE HOMEOWNERS!

This book will guide you HOW YOU CAN GET READY FINANCIALLY so you can QUALIFY for a MORTGAGE and be a homeowner in time!

A practical, highly-recommended reference for anyone preparing to enter the housing industry as a first-time buyer, whether in the midst of RECESSION or not!